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Roland
Advanced Member

Netherlands
9335 Posts

Posted - 25 September 2003 :  07:06:18  Show Profile
I might do some work on websites for people in the not too distant future, and was wondering what the best way is to get my money. I know I could use PayPal, but are there other good options besides cash/cheques?

D3mon
Senior Member

United Kingdom
1685 Posts

Posted - 25 September 2003 :  07:11:50  Show Profile  Visit D3mon's Homepage
Could use credit card, but will be a costly option compared to cash/cheques.

Whatever you do, don't work on the clients existing code or develop straight to the client's webspace - you'll never get paid.

Always work on your own web server then transfer the work to the client's server on receipt of payment.


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"In war, the victorious strategist only seeks battle after the victory has been won"

Edited by - D3mon on 25 September 2003 07:12:22
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Gremlin
General Help Moderator

New Zealand
7528 Posts

Posted - 25 September 2003 :  09:22:39  Show Profile  Visit Gremlin's Homepage
Credit Cards isn't too bad, but you might as well do them via Paypal imo, we use 2Checkout.com at the moment but they sting us 5% + 0.45 per transaction. Setting up our own merchant account shortly which whilst initially will be a little more expensive will give us a lot more flexibility later on. paysystems is supposed to be pretty good too, I'd shift to them from 2checkout right about now (2checkout's service is crap), but the one nice thing I get from 2Checkout is an ATM Card and a US Cheque account to withdraw my fund via.

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Roland
Advanced Member

Netherlands
9335 Posts

Posted - 25 September 2003 :  14:46:47  Show Profile
I think I'll go see if I still have a paypal account, and if so, I'll use that first. Should those people not want to use their credit cards on Paypal, they can also send me an Amazon.co.uk gift certificate
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seven
Senior Member

USA
1037 Posts

Posted - 25 September 2003 :  17:29:34  Show Profile  Visit seven's Homepage
You can add money to your paypal account directly from your checking account.

quote:
Originally posted by FrutZle

Should those people not want to use their credit cards on Paypal


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brujo
Average Member

USA
602 Posts

Posted - 25 September 2003 :  17:53:30  Show Profile  Visit brujo's Homepage
Having gone down various routes in the past - I still use PayPal for a quick solution.

When the amount however goes above $500 USD - I insist that clients wire the money to our company bank account.

No way I am giving the likes of PayPal / 2Checkout / Clickbank 4%-7% of anything big.

PayPal get enough out of me from my ebay auctions anyhow.

Getting your own merchant account set up so you can do all your own processing on your own site is good but most of them I have seen charge you if you do not have a certain volume each month.

Check out Online Data Corp. - they seem to have good one - by all accounts (not used it myself) - where you don't have any of these minimums and others where they do have low rates too.

Example :

Discount Rate : 2.29%
Monthly Minimum : $25
Per Auth. Fee : $0.30
Gateway Fee : $19.95
Annual Fee : $99 (waived first year)

I cant remember their url off the top of my head - but all the information is on our ISOOSI web site under Web>>Merchant Services.


My opinion though is stick with PayPal unless it becomes quite high volume or high dollar. JMOT

brujo

Edited by - brujo on 25 September 2003 17:54:11
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Roland
Advanced Member

Netherlands
9335 Posts

Posted - 25 September 2003 :  18:02:58  Show Profile
Thanks for the info Brujo. I don't think it'll happen regularly that I'll need to use something like Paypal, so anything that requires a minimum volume each month or quarter is out of the question. Most people know and trust PayPal, while they might be hesitant with other, less-known companies.

I agree with the wiring of money, but I doubt I'll end up with payments over $250. Also, I don't think I said this, it's something for me "on the side", so all the money I make is great but I won't need the money to survive, therefore I won't mind if Paypal (or another service) takes a percentage of the money
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Classicmotorcycling
Development Team Leader

Australia
2085 Posts

Posted - 25 September 2003 :  18:39:37  Show Profile
Have you thought about NOCHEX online payment system.

I know a fee people who swaer by it, and the fees are way cheaper than Pay Pal.

Just a thought.

Cheers,

David Greening
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Gremlin
General Help Moderator

New Zealand
7528 Posts

Posted - 25 September 2003 :  19:53:30  Show Profile  Visit Gremlin's Homepage
I dont know about "Online Data Corp" but many places won't accept you if your outside the US which can be frustrating when you see all these good places with good deals and you can't participate.

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brujo
Average Member

USA
602 Posts

Posted - 25 September 2003 :  21:24:05  Show Profile  Visit brujo's Homepage
True Gremlin... when I was in Cayman Islands I had some real fun and games trying to get any kind of eCommerce sites set up.

I did however use a couple twice : WorldPay and also Durango

http://www.merchantaccountforum.com/international_merchant_account.html


Anyway - sorry - digressed from Frutzles point.

brujo
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Gremlin
General Help Moderator

New Zealand
7528 Posts

Posted - 25 September 2003 :  22:58:31  Show Profile  Visit Gremlin's Homepage
Worldpay are always good value, though setup fee's etc are a little on the expensive side.

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